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About Consolidation Expert

Consolidation Expert aims to support people in finding the right debt consolidation loan for their circumstances. Acting as a consolidation loan broker, we strive to match people with the most compatible lender from our panel.

A Consolidation Expert advisor saying hello.

Who are we?

A Debt Consolidation Loan Broker you can trust.

At Consolidation Expert, we operate as a trusted broker, facilitating the process of debt consolidation for our clients. We understand that every individual’s financial situation is unique, and that’s why we act as an intermediary, processing the information you provide to us and striving to connect you with our limited group of trusted third-party lenders.

Using the information that you provide in our online application; we aim to match you with the most suitable lender for your circumstances. Our goal is to find a loan that aligns with your unique financial circumstances.

A woman holding a shield with the Consolidation Expert logo icon.

What do we offer?

Flexible, Affordable, and Personalised Debt Consolidation Loans.

Consolidation Expert offers a large lending panel that could provide you with a loan to consolidate multiple debts such as credit cards, store cards, and payday loans.

  • Credit Score Flexibility: Our lenders consider a wide range of credit scores.
  • Manageable Monthly Payments: Enjoy the convenience of a single affordable monthly payment.
  • Ranging Loan Amounts: Access loans ranging from £5,000 to £75,000.
  • Transparent Terms: Say goodbye to upfront fees and unexpected charges.
  • Quick Online Application: Apply for a loan through our user-friendly online platform.
A female advisor looking at a poster with a puzzle.

Representative 14.8% APR

We are a broker, not a lender.

Representative Example: Borrowing £15,000 over 60 months, repaying £355.28 per month, total repayable £21,316.57.

Total cost of credit £6,316.57.

Interest rate 14.8% (variable).

The lenders on our panel offer loans for 12-360 months, with rates from 4.7% APR to 42.6% APR.

The Representative Example is based on all loans paid out by lenders between 1st Jan 2022 and 31st Dec 2022.

Why choose us?

At Consolidation Expert, we understand the challenges that come with managing multiple debts and striving for financial stability. That’s why we have taken every measure to ensure your debt consolidation journey is as smooth as possible.

Here’s why you should choose us:

Financial Education and Guidance:

Empowering our clients with the knowledge to make informed financial decisions is our priority. Our expert editorial team provides valuable content in our Knowledge Hub to support you in researching different debt consolidation methods.

Confidentiality and Privacy:

We prioritise the confidentiality and privacy of your personal and financial information. Rest assured that your data will be handled with the utmost care.

Eligibility Check without affecting your Credit Score:*

Our initial online application allows you to assess your approval chances without any negative impact on your credit rating. Get the information you need without compromising your credit score.

No upfront fees:

We believe in transparency and fairness. That’s why we don’t charge any upfront fees when you apply for a debt consolidation loan with Consolidation Expert.

Lenders that consider a range of Credit Scores:

We work with lenders who consider a wide range of credit profiles. Don’t let a less-than-perfect credit score discourage you from applying with us.

Money straight to your account if approved:

Once your loan application is approved, the funds will be deposited directly into your account, ensuring quick access to the money you need.

Take the first step towards financial freedom by applying today.

*Our online application only conducts a soft search which will not harm your credit score. However, should you be matched with one of our lenders a hard search will be conducted by them, which will appear on your credit report.

Our mission

To alleviate the stress of multiple debts by consolidating them into a single affordable loan.

We believe...

  • Knowledge is power: We use the content in our Knowledge Hub to empower clients to make informed decisions.

We prioritise...

  • Transparent and ethical practices: We prioritise transparency in all our interactions and transactions, ensuring that our clients have a clear understanding of the terms, fees, and potential impact of debt consolidation.

We know that...

  • Peace of mind is priceless: Offering a simplified repayment plan supports clients in their journey toward improved financial well-being.
A Consolidation Expert advisor.

Our Personal Finance Expert

Financial Expert Andrew Hagger.

Andrew Hagger is one of our resident finance consultants here at Consolidation Expert. With more than 35 years of experience in the finance sector, Andrew offers professional and expert commentary and advice on many loan-related topics.

Having worked in the sector throughout 3 different decades, Andrew is able to share expert insights on the latest finance-related subjects, issues, and trends. He is always happy to share his views and knowledge in an effort to help and support in making more informed financial decisions.

— Andrew Hagger, at Consolidation Expert.