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Terms and Conditions

Acceptance of terms

By using ConsolidationExpert.co.uk, you are fully accepting the terms, conditions and disclaimers contained in this notice, your access to and use of ConsolidationExpert.co.uk is subject to agreement of these Terms and Conditions.

Amendments

We reserve the right to change these terms and conditions at any time without prior notice, and your continued use of ConsolidationExpert.co.uk following any changes shall be deemed to be your agreement of any changes.

The service we provide

Consolidation Expert is a registered trading name of Springhill Finance Ltd. Springhill Finance Ltd is an appointed representative of Melfinco Ltd (FCA 988646). Springhill Finance Ltd is registered in England and Wales (Company number: 14504597). Registered Office, 86 Ashley Road, Hale, Cheshire, WA14 2UN. We are a credit broker not a lender, we do not directly offer finance, and therefore, we will not provide any directly to you. Upon the completion of the website’s loan application form, Consolidation Expert will introduce you to lenders or finance providers who may be able to offer you credit. By submitting an application, you will be giving your consent for Springhill Finance Ltd to match your application with one of the lenders on their panel.

If your application for a consolidation loan does not match with one of the lenders or has been rejected, it will be considered for other consolidation options.

Third party websites

The Website may include links to carefully selected third party websites which are controlled and maintained by others. We do not endorse these websites and we are not responsible for the content or availability of any such websites.

Intellectual property rights

In using the Website you agree that you will access the content solely for your personal, non-business related use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the site owner. All intellectual property rights, copyright or trademarks used in the Website and its content including without limitation the design, text, graphics and all software and source codes connected with the website are owned by ConsolidationExpert.co.uk.

Liability

We cannot guarantee that the lender who accepts your loan application will agree to fund your application for finance. We will not be liable for any loss that you may incur by using this site unless we have not acted in accordance with these terms and conditions, been negligent or adhered to standards required by UK law.

Indemnity

You agree to indemnify and hold ConsolidationExpert.co.uk and our employees and agent’s innocent from and against all liabilities, legal costs, losses and other expenses in relation to any claims or actions brought against us arising out of any breach by you of these terms and conditions or other liabilities arising out of your use of this website.

Severance

If any of these terms and conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such term or condition shall be severed and the remaining terms and conditions shall remain in full force and effect and continue to be binding and enforceable.

Governing law

These terms and conditions shall be governed by and construed in accordance with the law of England and Wales. You hereby submit to the exclusive jurisdiction of the English courts.